Corporate Transparency Act Beneficial Ownership Information Reporting is now open to business entities formed in U.S.
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Terms Of Service

CTAboi Terms of Service
These terms govern the relationship with CTAboi, LLC Operating Series, a Delaware public benefit series limited liability (“CTAboi,” “we,” “us” or “our”) on the one hand and on the other hand Customers, Reporting Companies, Company Applicants, Beneficial Owners, Control Parties, and or other end users of the Website and Services (collectively “Customer,” “you,” “your,” or “user”). 
A Customer who submits a FinCEN Corporate Transparency Act Beneficial Ownership Information Report (“BOIR”) for the Reporting Company represents that the Customer is legally-authorized to submit the BOIR on behalf of the Reporting Company and certifies all information provided is 100% true, accurate, and complete at the time submitted and that you have conducted due diligence to confirm this. The Customer understands that any inaccuracies must be corrected with FinCEN as soon as you become aware of the inaccuracy. You further understand that the BOIR must be updated when any information changes and you must do so immediately.  You understand that there are significant civil and criminal penalties that could be issued against the Reporting Company and all persons connected to the Reporting Company. You agree not to allege or accuse us of contributing to or being the cause of any such penalties.

Agreement to Terms

By using the Website or Services you agree to these Terms, which may be amended or updated from time to time without notice. These Terms include the Privacy Notice available online at CTAboi.com and incorporated by reference. 
You warrant that you are at least 18 years old and have legal and mental capacity to enter into this Agreement.
The Website and service does not create an attorney-client relationship. Should you select a package that includes attorney review, the attorney engaged to assist also will not provide attorney-client privilege unless expressly stated in a formal engagement letter. Notwithstanding the forgoing, your use of our Website or Services does not and will not create an attorney-client relationship between you and CTAboi. 
The information on this Website is for informational purposes only. The Corporate Transparency Act is a complicated law with many unanswered questions asked by lawyers, entity owners, and other advisors and service companies. The content of this Website is not legal advice and may not have been written for accuracy, completeness, or changes in the law. To the extent you ask CTAboi team members questions or use our chat bot questions, the responses do not constitute legal advice and should not be relied upon as a substitute for your own legal counsel, which we recommend you retain for legal questions. Responses to questions should not be relied upon for any reason. They are general information, which may be in error, inaccurate, or misleading due to being misunderstood, miscommunicated, vague, ambiguous, loaded or “gotcha” questions.

Services and Website

We provide self-help digital tools for filing Beneficial Ownership Information Reports with FinCEN (“Services”) through www.ctaboi.com(“Website”). These Services are not, and should not be construed as, legal, investment, financial advice, tax preparation, or other professional services. You agree that we are not acting as your agent or fiduciary in connection with your use of the Website or any Services.
We may discontinue offering any Services at any time without notice. Our Services are provided on an “as-is” basis, with no warranties or guarantees provided.

Submitted Information

You agree that you are solely responsible for the accuracy of the information that you input into the Website, that we are not responsible for verifying the accuracy of the information that you input, and that we will not attempt to verify such accuracy. You also acknowledge and agree that you are solely responsible for complying with all laws, regulations, and instructions regarding the Beneficial Ownership Information Report (“BOIR”), including record keeping requirements of each account reported for the filing with FinCEN.
You further agree that failure to comply with the BOIR filing requirements, including submission of late, incomplete, inaccurate, or fraudulent BOIRs, may result in civil or criminal penalties. You agree and acknowledge that we will not be liable for any penalties or legal consequences from your use of the Services.
If a BOIR is filed electronically with our assistance, the BOIR and its data may be altered or standardized to a format suitable for transmission to FinCEN. You are required to review the accuracy of the information. The information has not been transmitted to FinCEN until you receive from our office a filing report. By way of illustration and not limitation, addresses may be reformatted to comport with postal system preferred formats and file size as well as type of images of identification documents may be reformatted. 
You understand information submitted to FinCEN may be by FinCEN web interface, XML/API format, or by PDF at the option of CTAboi. Any data CTAboi reports back to you may be delayed or not filed. You will receive a filing receipt to show FinCEN accepted your filing. Non-compliance and incomplete reports may be accepted by FinCEN. CTAboi is not confirming compliance or adequacy, even if all form questions are answered completely or accurately. FinCEN also may reject reports for specified reasons or for no stated reason. CTAboi is not able to inform you why a BOIR was rejected. It is your duty to maintain a copy of what was filed in your BOIR and corrections for all time going forward. Do not rely upon CTAboi to retain a copy of your BOIR which CTAboi may or may not do.
By using the Services, you expressly consent to our disclosure to FinCEN and any applicable governmental authority of all information relating to your access and use of the Website and Services. If you file a BOIR on behalf of Beneficial Owners, Company Applicants, and Reporting Companies, you agree that you are an authorized representative of the Reporting Company and are legally authorized to provide and disclose the information to us to initiate the filing of the BOIR on behalf of the Reporting Company.
You may not upload any forged or altered document or any image of a forged or altered document.
If you submit a falsehood or a misrepresentation in response to any question or prompt, you will have breached these Terms and will be liable to indemnify and defend us against any claims, costs, or expenses as a result.
You agree to submit information to CTAboi at least thirty (30) days before they are due. You agree to follow-up with us to confirm the BOIR has been filed after being submitted to our website. If you do not receive an email stating that a BOIR was received by FinCEN, you should assume it was not submitted or was rejected. Accepted filings by FinCEN do not mean the BOIR is correct, complete, or compliant. 
The Customer acknowledges and understands that the willful submission of false or inaccurate information, or the willful failure to file reports required by the Corporate Transparency Act, is a crime.   

Personally Identifiable Information

You agree that we may use and maintain your personally identifiable information (“PII”) according to our Privacy Policy. If you input PII (as defined under applicable law) of individuals for purpose of using the Services, you represent and warrant that you have complied with all applicable laws and received the proper authority or consent to disclose such information and allow us to collect and process such information, in accordance with our Privacy Policy. 

Website Use

You are only permitted to use our Website for lawful purposes or as otherwise permitted under these Terms.
Certain features or functionality of the Services require that you register an account with CTAboi (“Account”). To register an Account, you will need to provide us with certain information, including but not limited to, a user name, password, your name, delivery address, payment information, FinCEN ID, email address, and phone number.
You will manage your username, user ID, log-in name and password(s) only on secure devices and safeguard them from third party access. You will not allow your username and password to be used by anyone else to access your account. If you suspect that your username, user ID or log-in name or passwords or other account information has been lost or stolen, or that someone is using your account without your permission, you must notify us immediately. You are responsible for protecting your username, user ID or log-in name and passwords (for example, through anti-virus software, updating your software, password protecting your files and not permitting third party physical or electronic access to your computer or files) and must notify us if you become aware of any unauthorized access to your account. Do not recycle passwords. You must use a unique and strong password not used elsewhere. You may not permit or allow other persons to have access to or use your username, user ID, log-in name or password(s). You are responsible for the use of the Services under your username, user ID, log-in name and password(s).
You understand that we may share all personally identifiable information (PII) between and among persons who are included in the BOIRs including initial reports, corrections, and updates. These persons include each Beneficial Owner, Company applicant, and third-party assisting with the BOIR will have access to the entire BOIR.
CTAboi may need to share your BOIR and PII among our team members, our third party vendors, our affiliated entities, your affiliated entities (including their respective beneficial owners), and with others who lawfully request access including government investigators, subpoenas, successors to your company, and your advisors or consultants. 
It is your duty to inform other persons not using CTAboi directly and to obtain their consent to share this information between them and these other persons. You are also agreeing to monitor the Reporting Company and these other persons to determine if any information is updated. By way of illustration and not limitation, if any person obtains a new ID document with a different document number, changes residential address, changes their name, or there are changes to owners or control parties. You agree to save on your own the information submitted and to understand CTAboi may not retain this information or may not share information submitted on BOIR with you or other persons. You understand to ensure compliance you may need to file frequent BOIR as often as every thirty (30) days. If you assist a Reporting Company with a BOIR, you agree to be responsible for monitoring the Reporting Company and to submit corrected and updated BOIRs either through CTAboi, on your own, or through another third party service provider and keep the Reporting Company informed of your actions.   

Payment

We will require payment of a fee for use of the Services and you agree to pay such fee to CTAboi LLC, Operating Series. We do not provide refunds or credits. Payments will be billed in U.S. dollars, and your account will be charged upon purchase and when you provide your payment information. Pricing for the Services is determined based on the time when you pay to use the Services and all prices are subject to change without notice.
Any Representative will pay all fees as set forth in the order forms. The Representative must maintain a valid credit card on file with CTAboi and must authorize us to charge the fees to the listed credit card. All fees are fully earned when due and non-refundable when paid.  Any amounts payable to us not paid when due will bear interest at the rate of one- and one-half percent (1.5%) per month or the maximum rate permitted by applicable law.  If we retain an attorney or collection agency to enforce our rights under these Terms, you will pay all costs of collection, arbitration, and litigation, including, without limitation, all court costs, and attorneys’ fees.
No termination of your account will affect your obligation to pay all fees due or that may have accrued through the effective date of expiration or termination.

Prohibited Uses

You may not use the Website to violate any law, post or share content that is or may be illegal or inappropriate, including material that may be defamatory, obscene, harassing, offensive, fraudulent, objectionable or infringing, transmit any virus, trojan horse or other disruptive or harmful software or data, send any unsolicited or unauthorized advertising, such as spam, impersonate or misrepresent your affiliation with CTAboi, resell, license or provide free or unauthorized access to the Website or make the Website available on any file-sharing, virtual desktop or application hosting service, reverse engineer in any way any of the Website, engage in unauthorized access, monitoring, interference with or use of the Website or third party accounts, information (including personal information), computers, systems or networks, including scraping or downloading content that doesn’t belong to you, use the Website for general archiving or back-up purposes or encourage or enable any other individual to do any of the above or otherwise violate these Terms.  
CTAboi may terminate your use of the Website for any or no reason. CTAboi reserves the right to refuse your BOIR for any reason or no reason. CTAboi may engage a third party filing service to assist with BOIR. CTAboi may earn a return fee for lead generation and upon your request will inform you of the third party service engaged to assist CTAboi. If you are a service provider and are the intermediary with Reporting Companies, we reserve the right to bypass you and directly interact with the Reporting Company.

Intellectual Property

All rights reserved. The information, material and images contained on the Website is protected by copyright and are owned by CTAboi LLC, Operating Series. The name “CTABOI” is a trademark owned by CTAboi LLC, Trademark Series. No material from the Website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed without proper attribution. The trademarks, service marks and logos used and displayed on the Website are registered and unregistered trademarks of CTAboi LLC, Trademark Series. Nothing on the Sites should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on the Website.
Your access to, and use of, the Services does not grant you any license or right to use any trademark, logo, or service mark displayed on the Services. CTAboi, other content providers, or their licensors, retain full and complete title to and reserve all rights in the material on the Services, including all associated intellectual property rights. CTAboi neither warrants nor represents that your use of materials on the Services will not infringe rights of third parties.
CTAboi’s Technology, and all rights, titles, and interests in and to CTAboi’s Technology will remain solely with CTAboi. Customers must not, directly, or indirectly, reverse engineer, decompile, disassemble, or otherwise attempt to derive source code or other trade secrets from any of the CTAboi’s Technology.
Any feedback, data, answers, questions, comments, suggestions, ideas or the like that Customer sends to CTAboi relating to the Services will be treated as being non-confidential and non-proprietary. CTAboi may use, disclose, or publish any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever.  CTAboi further reserves the right to collect, store, own, use and commercialize in any manner whatsoever any data or information created by or relating to the use of the Services or the operation of the CTAboi Technology, including transaction data, trends and other data that do not specifically identify the Customer.

DMCA

If you believe in good faith that any content that you own or have rights to has been posted to the Services without your permission and you want it removed, please contact us by email or mail at the address listed below, pursuant to the Digital Millennium Copyright Act of 1998. Your notice must include: (i) identification in sufficient detail of the copyrighted work that you claim has been infringed; (ii) identification of the URL or other specific location on the Services that contains the material that you claim to be infringing your copyright; (iv) the electronic or physical signature of the owner of the copyright or a person authorized to act on the copyright owner’s behalf; (v) a statement that you have a good faith belief that use of the material on the Services is not authorized by the copyright owner or its agent or the law; and (vi) a statement that you swear under penalty of perjury that the information contained in your notice is accurate and that you are the copyright owner or that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Any submission of a copyright claim that does not follow this format will be ignored. 
Mailing Address: John L. Williams, Esq., General Counsel, CTABOI LLC, 1201 N. Orange Street, Suite 600, Wilmington, DE 19801
You may also email a notice at john@trustwilliams.com. 
If Your Content is alleged to infringe on another person’s intellectual property, we will take appropriate action, such as disabling it if we receive proper notice, terminating your Account, or ceasing your use of our Services. You will have an opportunity to file a counter notification if you believe that Your Content has been removed because of a mistake.

Disclaimers

We do not make any warranties about the Website except as expressly stated in these Terms. The Website is otherwise provided “as-is,” and we do not make any other warranties about the Website. Unless required by law, we do not provide implied warranties, such as the implied warranties of merchantability, fitness for a particular purpose, data loss, merchantability or non-infringement, or any warranties with respect to the accuracy, reliability or availability of any content or data, or information made available in the Website. If the exclusions for implied warranties do not apply to you, any implied warranties are limited to sixty (60) days from the date of purchase or delivery of the Website, whichever is sooner. CTAboi does not warrant that the contents or any information received through the Website is accurate, reliable, or correct; that the Website will be available at any time or location; that any defects or errors will be corrected; or that the contents or any information received through the Website are free of viruses or other destructive or harmful components. Your use of the Website is solely at your own risk. You expressly agree that you have relied on no warranties, representations, or statements other than in these Terms. Because some jurisdictions do not permit the exclusion of certain warranties, the exclusions may not apply to you but shall apply to the maximum extent permitted by law of your jurisdiction.
CTAboi does not, and cannot, assure that BOIRs submitted through the Services will be accepted by FinCEN, or that BOIRs successfully submitted through our Services means that the individual or entity for which the BOIR is submitted (the “
Subject
”) is compliant with the Corporate Transparency Act and corresponding reporting obligations. CTAboi does not provide legal advice or other professional services.
Unplanned system outages may also occur. You agree that CTAboi has no responsibility and is not liable for: (a) the unavailability of any of the Services; (b) any loss of data, information or materials caused by such system outages; (c) the resultant delay, mis-delivery or non-delivery of data, information or materials caused by such system outages; or (d) any outages caused by any third parties, including without limitation any companies or servers hosting any of the Services, any Internet service providers or otherwise.
Once a BOIR has been filed there is no way to access a transcript or contents of the filed report with FinCEN. After filing FinCEN may only notify if the BOIR has been accepted or rejected. An acceptance of a BOIR by FinCEN does not imply the report is adequate or accurate. The responsibility for collecting and assessing the completeness of accuracy of information in a BOIR lies with the owners or managers of a Reporting Company and not with CTAboi.

Limitation of Liability

We do not make any representations or warranties about BOIRs, including without limitation that a Report is complete, accurate, acceptable, filed on a timely basis, or compliant with pertinent rules and laws. You release CTAboi from all liability relating to any claims related to your BOIRs.

Content

You may come across materials that you find offensive or inappropriate while using our Services. We make no representations concerning any content posted by users through the Services. CTAboi is not responsible for the accuracy, copyright compliance, legality, or decency of content posted by users that you access through the Services. You release us from all liability relating to that content.

Third-Party Services

Our Services may contain links to third-party websites or services that we do not own or control. You may also need to use a third party’s product or service in order to use some of our Services. When you access these third-party services, you do so at your own risk. CTAboi makes no claim and accepts no responsibility regarding the quality, nature or reliability of the third-party websites or services. The third parties may require you to accept their own terms of use. CTAboi is not a party to those agreements; they are solely between you and the third party.

Limitation of Damages

In no event shall CTAboi, its officers, directors, agents, affiliates, employees, advertisers, or service providers be liable for any direct, indirect, special, incidental, consequential or punitive damages (including but not limited to loss of use, loss of profits, or loss of data) whether in an action in contract, tort (including but not limited to negligence), equity or otherwise, arising out of or in any way connected with your use of the services. In no event shall CTAboi’s aggregate liability for any damages exceed the greater of one hundred U.S. dollars ($100) or the amount you paid CTAboi in the past twelve months.

Class Action Waiver

You waive any right to participate in any class action. You agree not to participate as a representative or member of any class action against CTAboi, its parents, subsidiaries, or affiliates. 

Limitation of Action

No action, regardless of form, arising by reason of or in connection with these Terms may be brought by either party more than one year after the cause of action has arisen.

Indemnity

You agree to indemnify and hold harmless CTAboi, its affiliates, parents, and subsidiaries, and all of their respective directors, officers, employees, representatives, sales associates, proprietors, partners, shareholders, principals, agents, predecessors, successors and assigns from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses (including attorney’s fees and litigation expenses) relating to or arising from your use of the Website or the Services, any breach by you of these Terms of Service, your negligent or intentional acts, errors or omissions in regard to the subject matter of these Terms of Service, or your failure to comply with applicable laws in your use of the Website. 

Communications

You and all other people connected to your Reporting Companies consent to receive communications from us including emails, SMS messages, mobile push notices, or notices and messages. You can manage preferences, including whether you want to receive our news and updates, when making a purchase and by contacting us by email or mail using the contact information under the “Contact Us” section of our Website. You may opt in or out of our marketing communications by SMS or email. 
You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing (“Required Notices”). You may withdraw such consent to receive Required Notices electronically contacting us by email or mail using the contact information under the “Contact Us” section below. For CTAboi to send your Required Notices in the mail, which may be at your expense, you must provide a current mailing address.

Termination

If you have an Account with CTAboi, you may terminate your Account at any time through your Account settings or contacting us by email or mail using the contact information under our “Contact Us”. If you delete your Account, your personal information (name, phone number, address, email, profile picture, etc.) will be deleted permanently and cannot be recovered. You will not be able to reactivate your Account. However, information where other members are involved (conversations with other people, transactions you have made, reviews you have given to others, etc.) is not removed when you delete your Account, but your name will no longer be displayed next to this information.
We may close your Account, cease to permit you to purchase paid features of the Services, at any time in our sole discretion and without notice to you, including if we believe you are using the Services in a manner not intended by us or in a way that violates our Terms, or for any other reason. In no case will CTAboi’s closure of your Account, or reduction of your access to the Services, waive or affect any other right or relief to which CTAboi may be entitled.
We may change, suspend, or discontinue any of the Services at any time, for any reason. We will not be liable to you for the effect that any changes to the Services may have on you.
These Terms of Use will remain in effect even after your access to the Services is terminated, or your use of the Services ends.

Miscellaneous

Choice of Law

These Terms and any disputes hereunder are governed by the laws of the United States in the state of Delaware, regardless of conflict of law rules. Any action must be brought in the City of Wilmington in the County of New Castle, Delaware. Any federal action must be brought in the federal District Court in Wilmington, Delaware. 

Waiver

CTAboi’s failure to act or enforce any of its rights does not constitute a waiver of any of our rights. Any waiver by CTAboi of any of the provisions in the Terms must be made in writing and signed by a duly authorized officer of CTAboi.

Assignment

CTAboi may assign aspects of these Terms to any party at any time without notice. You may not assign your rights under these Terms, by operation of law or otherwise, without our consent which may be withheld for any reason in our sole discretion. Any attempts to do so without our consent will be void.

Severability

If any provision of these Terms are unlawful, void or unenforceable for any reason, then that provision will be severed and the remaining provisions will remain in full force and effect.

Force Majeure

Neither party is liable for any default or delay in the performance of any of its obligations under these Terms (other than failure to make payments when due) if such default or delay is caused, directly or indirectly, by forces beyond such party’s reasonable control, including, without limitation, fire, flood, acts of God, labor disputes, accidents, acts of war or terrorism, interruptions of transportation or communications, supply shortages or the failure of any third party to perform any commitment relative to the production or delivery of any equipment or material required for such party to perform its obligations hereunder.

Entire Agreement

These Terms of Use, together with the Privacy Policy, and any amendments and additional agreements you might enter with CTAboi  in connection with our Services, shall constitute the entire agreement between you and CTAboi concerning the Services, and shall supersede any prior terms you had with CTAboi regarding the Services.

 

Customer Attestation

On behalf of yourself and the reporting company (collectively “you”), you hereby attest that you are authorized to submit this Beneficial Ownership Information Report (BOIR) on behalf of this Reporting Company. You authorize CTABOI LLC (“CTABOI”) to submit this BOIR on behalf of this Reporting Company to the Financial Crimes Enforcement Network (FinCEN). 

You further attest that all of the information in this BOIR is true, correct, and complete. You acknowledge that if any errors or omissions are later discovered you covenant to submit to FinCEN a corrected filing within thirty (30) days. Penalties per violation for any aspect of non-compliance include fines up to $10,000 and criminal penalties of two (2) years in jail. 

You acknowledge that any change to the information for the Reporting Company, Beneficial Owners, and Control Parties (“Reporting Information”) will require an updated report. If not updated with FinCEN, you understand all Control Parties and responsible Beneficial Owners may face criminal penalties should FinCEN initiate an enforcement action and you be found guilty. 

You covenant to create and maintain administrative procedures to keep track of any changes to the Reporting Information and promptly submit any change in real-time in an updated BOIR to FinCEN not more than thirty (30) calendar days after any change. You also agree to communicate this requirement and penalties to other Beneficial Owners and Control Parties of the Reporting Company. You acknowledge that CTABOI is only going to submit this BOIR. Any future BOIR update or correction will require an additional purchase with CTABOI. 

You acknowledge that the information in the BOIR once entered into the FinCEN secure database, cannot be withdrawn and may be accessed by US Treasury agents, law enforcement, or intelligence agencies, as well as your banks. You further acknowledge information in the CTABOI databases may be accessed by subpoena or lawful warrants. You acknowledge that no electronic database or transmission is perfectly secure and agree not to hold CTABOI liable in the event of a data breach. You further indemnify and hold harmless CTABOI LLC, its agents, officers, owners, successors, assigns, vendors, employees, consultants, affiliates, and representatives for losses of any kind, including without limitation, data breaches, corruption, loss of access, or data integrity.